Hello, my dear readers. I am writing for the first time. My real encounter story starts a little slow so bear with me and in the end, definitely, you will feel the time spent is worth it.

I am from Bangalore, 26 years old, and working as a finance consultant in a good company. I live alone in my apartment, Prestige group apartments, if you know they are in major cities as they are very famous builders.

In our block, around 50+ apartments are there. I live in the ‘B’ block. The main character of my story is Ms. Rashmi who is 41 years old, good-looking, tall, and well built. She is living with her daughter as she is divorced. She lives 2 floors below my flat.

One evening, I was returning from the office, parked my car in my parking lot, I got a call from my friend that they were planning a weekend trip and camping.

I was talking to my friends over con call and started entering the lift. I pressed the lift button and when the lift stopped, I entered and was still on call. In a while, the lift stopped and I started walking out, took out my flat key to open the main door, but it was not opening.

As I was involved in the call, I kept trying to open the door and at the same time, from inside I heard “click” and the door opening sound.

I realized that something is wrong, but it was too late. A lady opened the door and saw me trying to open her door with my key. She panicked and started shouting.

I tried to explain to her that I was on a mobile call and I thought it’s my flat as it looks the same as mine. I told her that my flat was located at exactly the same spot but on a different floor and showed her my flat key and apartment ID card.

So, my neighbor milf understood my mistake and profusely apologised for making it a big deal and shouting at me. Then she asked me to come in and as a gentleman I oblige.

Rashmi had maintained her flat very well. It was clean, tidy, and well decorated. She offered me coffee and I agreed. She went to the kitchen to prepare coffee and brought a plate of sweets and coffee for us.

We started sipping coffee. She casually asked me about my work, family, how long I had been staying here, etc. I too asked her the same things.

She told me she was an interior designer working for some firm in the city. She said she mostly worked from home and occasionally visited the client’s place.

I asked her about her family but she was not very comfortable answering that. I could sense it. She told me that she is separated from her husband 2 years back and is living here with her 12 years old daughter.

After coffee, I got up, shook her hand, and said, “Thank you, for the coffee.” I was about to leave when she asked my flat number and handed her business card along with her personal number. I told her my flat number and left.

The next day was Saturday so I got up a little late, freshened up, and went to our clubhouse to work out. I finished my work-out and did some grocery shopping while coming back I saw my neighbor milf Rashmi.

Rashmi greeted me with a beautiful smile and said, “Good Morning.” It was 9.30. I wished her good morning, but she did not speak much because her daughter was with her.

I came home had my protein shake, then cooked my breakfast, and started watching TV. It was around 10.30 am when I got a call from an unknown number but truecaller showed the name ‘Rashmi’.

I knew who it was. We had a few minutes of normal conversation. My neighbour told me that her daughter had gone for her tuition. She said she was sorry for not talking properly last time.

I said, “No problem Mam, I don’t mind.” Then she asked me whether I was busy during lunchtime? I told her I was free. She asked me to come for lunch. I was a little hesitant but then when she asked again I couldn’t say No.

I took bath and got ready, wearing a simple round neck Tee shirt exposing my biceps.

Let me tell you about my physique. I am 5.9’’ with broad shoulders, lean body, and no belly fat as I work out 6 days a week. I am fair in color with a clean-shaven face (Chocolate hero look).

At 12.30 pm, she called to check if I was ready and said that I can come. I went to her flat and rang the bell. She opened the door. She was dressed up very nicely.

Let me tell you a bit about my milf neighbour. I guess Rashmi is 5.5” tall, beautiful face, fair in color and she had worn Kurtha with jeans. I could see the outline of her round medium-sized breast and slim waist with round tight ass.

Rashmi was looking gorgeous. I gave her compliments about her look and she was blushing shyly. As it was too early for lunch, we sat on the sofa and started chit-chatting.

She said she was very health-conscious and does yoga and Zumba. I said, “I can tell seeing your slim belly and flat tummy obviously you have maintained a very good figure.”

Then she asked me when I was planning to get married? I said. “Currently, I am not thinking about marriage because I am focusing on my career.” She asked whether I have a girlfriend? I said, “No.”

Then we went to have lunch. Rashmi had prepared many dishes, sweets, and kheer. We had a nice lunch and came to the hall and started watching TV. 

Maybe because of the heavy lunch, I was feeling a little sleepy but continued watching TV. But I dozed off and when I woke up, she was sleeping and her hand was on my upper thigh! I was a little nervous because I didn’t know how to react to this. But it felt good!

My ‘bro’ couldn’t sleep in my pants and started getting bigger (he is 6.7”). I don’t know whether my milf neighbor was really asleep or pretending. I kept quiet and was just enjoying the moment.

After 5 minutes, she made a small movement and her head leaned on my shoulder. At the same time, she moved her hand closer to my groin area and I am sure she must have felt the hardness of my bro.

I don’t know when I slept off. I opened my eyes when Rashmi offered me coffee. I looked into her eyes and she gave me a lustful look. We didn’t discuss what happened a few minutes back.

I finished my coffee and went to my house as my friends were coming to my place to make the trip plan.

In the evening after my friends left, I was thinking about her touching my manhood and I became very horny. Rashmi texted me on WhatsApp. She wanted me to come to her place as she needed some help.

I was in my shorts and t-shirt. I directly went to her place and the door was open. To my surprise, she was in her tight yoga pants and skin fit Tee shirt.

I was stunned for a moment looking at her came. Then I came to my senses when she placed her hand on my shoulder and asked, “what happened?” I said, “nothing.”

But my cock was feeling uncomfortable as he grew bigger and I had to adjust him. Rashmi caught me doing it and gave me naughty smile. I asked her why she had called me? She requested me to fix one tube light in her kitchen.

I fixed the tubelight. I was standing on a chair, while I was getting down I lost balance and was about to fall but she came to hold me. Fortunately, I didn’t fall as I held her shoulder and got down but while doing so I banged my knee on the platform.

She looked tense and asked me to show what happened to me. I was not hurt but when she bent down to check my knee I saw her cleavage and I didn’t stop her from checking my knee.

Then she asked me to sit down on the sofa and brought some oil to apply. I said I am fine and it’s not required. But she insisted and I agreed.

Then she asked me to pull up my knee-length shorts to apply the balm. I just followed what she said. She massaged my thighs for 5 minutes, but because of her soft hands touching my thighs, I was getting a strong erection.

I tried to hide it from her but was not successful. She was moving her hands higher and higher and then asked me to pull up my shorts even further.

I realized what she is trying to do and what she wants. So, I pulled up my shorts and got bolder. I was no more trying to hide my erection. I asked her if my shorts were coming in the way of the massage so that I can remove it. She said, “Good idea.”

Then I removed my shorts and was sitting on the sofa in my underwear with a big hard-on. She was staring at my dick. I could see her hunger for my cock as if she is going to eat it.

I knew she will make a move, so leaned my head on the sofa backward and stretched my legs straight so that she gets a better look at my cock. She was massaging higher and higher and was almost near my hip joint as she brushed her hands to my hard bro. I felt the sensation and made a small moan.

I looked into her eyes and clearly saw the invitation to fuck her hard. I could see her hunger for sex and she was ready to submit herself to me. I stood up and she was still sitting. My dick was just in front of her face.

I firmly said, “I know what you want. But you will not get it until you grab it with your hands.” She understood and slowly lowered my underwear and grabbed my big bro in her hand.

My milf neighbor took a deep breath and showed surprise at the big size of my cock. She ran her finger all over my thighs and balls. I said, “I thought you are going to eat it.”

Rashmi understood what I want her to do, so she opened her mouth and started sucking it. I sat down on the sofa to make it easy for her to blow my bro.

I realized that she is a submissive woman and she enjoys when I dominate her so I held her pony hair and made her suck harder and deeper. She was running her tongue on the tip of my dick and I was floating on clouds.

Then Rashmi took me to her bedroom. I undressed her, removed my t-shirt, and pushed her on the queen-sized bed, then grabbed her hair and kissed and bit her lips.

The sexy milf was moaning in pleasure and I moved my hands to her round tender boobs. I kissed them for five minutes and then started sucking them. I was circling her nipples with my tongue which made her go crazy.

I moved one hand to her pussy which was trimmed very recently. She was dripping wet when I inserted my finger in her pussy. She jumped and sat up as she couldn’t control herself.

I just locked her in my arms and continued to finger her pussy. She was begging me to fuck her hard but I continued rubbing her clit. She was making loud moaning sounds. I opened her legs and pushed my hard dick in.

Rashmi was so wet that my dick just slid in. I gave her deep strokes which she couldn’t control and started jumping in her bed. I continued fucking her in that position for some time and she was moaning continuously.

Then she gave one deep moan when she came. I asked her to come on top in the cowgirl position but her legs were shaking due to her orgasm. I made her sleep on her stomach and put two pillows to elevate her ass.

I started fucking her pussy from behind for 10 minutes. I just kept on fucking her hard. She was begging of me to stop saying she can’t take any more strokes.

Now, I was about to cum and asked her to suck my cock to make me cum. She started sucking like a wild tigress and made me cum on her face. We both collapsed on the bed and lay there for some time.

Later we took a bath together. Our adventure is still going on.